Charles R. Lowery, Jr.

Charles R. Lowery, Jr. is the Director of Fair Lending and Inclusion at the NAACP. Mr. Lowery’s career includes 30 years of public service including positions with D.C. Government, federal government, and legal services.   Mr. Lowery previously worked as Acting Director of Military Saves, a social marketing campaign co-sponsored by the Department of Defense (DoD) and the Consumer Federation of America that works with DoD, the military services, military relief organizations, defense credit unions, military banks and others to help servicemembers and their families save money and reduce debt.  Over 130,000 servicemembers and their families participated in financial seminars and training during the 2011 Military Saves Week.

Prior to Military Saves, Mr. Lowery worked as a Policy Counsel for the Center for Responsible Lending (CRL), a nonprofit policy organization that promotes responsible lending practices and access to fair terms of credit for low-wealth families. His key accomplishments at CRL included working with a unique coalition comprised of the Department of Defense and consumer advocates that obtained passage of Congressional legislation and enactment of the Military Lending Act, a federal law that places a 36% interest rate cap on consumer loans made to military members and their families; and developing and managing a coalition of groups and organizations that successfully persuaded the Council of the District of Columbia to pass a 24% interest rate cap for consumer loans made to District residents. Also during his 5 years at CRL, Mr. Lowery organized, developed, and maintained military outreach activities with the Department of Defense and the Departments of the Army, Navy, Marine Corps, and Air Force in the areas of predatory mortgage lending, payday lending, and other abusive consumer financial services practices and products.  He also served as a state coordinator in states targeted for legislative initiatives in the areas of predatory mortgage lending and payday lending. 

Mr. Lowery is a graduate of Stanford University (A.B. Economics with Honors) and the University of Michigan Law School and has been a resident of the District for over 25 years.